At Capstone Pioneer, we challenge the members of our firm to be leaders, not followers. And with that in mind, we’ve created the Capstone Pioneer blog, as a forum to share our views on the business and how it relates to those we serve. We hope you’ll follow along, and provide feedback and input.
People often hope to avoid probate by utilizing an affidavit for collection of Small Estate by the distributee, a truncated probate procedure authorized by Arkansas law. That law authorizes the collection of estates valued at less than $100,000 without a full probate. There are some potential pitfalls to avoid, however, Beneficiary Deeds: Utilizing a beneficiary […]
Power of attorney (POA) is a practice that is not commonly used when purchasing a home, but it is an option that you should be aware of. POA is a tool that allows one person to give legal authority to another. So what does that mean? POA allows someone other than you in certain instances, […]
We are very proud and excited to announce that Capstone Pioneer opened a new office last week in El Dorado, Ark. This new opening comes after our recent acquisition of Union Abstract, making its stellar staff a part of the Capstone Pioneer family. The official opening date was Wednesday, Sept. 18, where the El Dorado […]
Escrow fund security is one of the most important issues for title and settlement services companies in Arkansas to understand and follow. It’s imperative not only because it’s a good, ethical practice to maintain, but also because it’s state law. An escrow fund is the earnest money or deposit paid by the consumer to the […]
As the final step in the process of buying or refinancing a home, the closing is a fairly simple yet important process. It requires lots of paperwork, signatures and a meeting with your real estate agent, title company representative and any attorneys involved. Closing is the act of officially gaining ownership of a property. A […]
Whether you are buying or selling real estate, or if you are a real estate agent or a mortgage lender, you may wonder exactly what it is that title insurance agents do. After all, when you are at the closing table, the agent usually hands out a lot of complicated documents to sign. It is […]
When buying a home, title insurance might be the last thing on your mind when you’re going through the mortgage qualification process. But it’s actually one of the most important steps in home buying. Why is this, and why should you care? Title insurance protects you from defects in title, such as unpaid liens or […]
Saving money is an easy goal to make, but not an easy goal to keep. You start off by trying to cut down on the superfluous spending, such as going to the movies, eating out on weekends or shopping at high-end stores. But did you know you there are ways you can save money on mortgage […]